Caroline Channing finds herself living in Williamsburg, Brooklyn, after her father's fall from grace. Martin Channing, it turns out, was at the top of a sinister ponzi scheme, and as a result he's lost all of his money and been thrown in jail. This means that Caroline had to take a big step down: she moved to Brooklyn. The horror! Thankfully, Caroline befriends Max Black, who educates her on the rules of the gutter.